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Regresso às aulas: Como poupar sem sacrificar a qualidade
Setembro é sinónimo de recomeços. Para milhares de famílias, é também um dos meses em que as despesas disparam.
Crédito pessoal para consolidar dívidas: solução ou armadilha?
Quando existem vários créditos em simultâneo, gerir diferentes prestações, datas de pagamento e taxas de juro pode tornar-se um verdadeiro desafio.
Contacts
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Complementary information to the Credit Intermediation activity
- Legal name
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Ana Maria Baptista Pereira dos Santos
- Name
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Ana Maria Baptista Pereira dos Santos
- Headquarters
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Praça Eça de Queirós n.º 3, 3.º Esquerdo
2845-344 Cruz de Pau
Portugal - Establishment
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Rua dos Foros de Amora, 25 B
2845-004 Cruz Pau
Portugal - Registration number
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6728 | Consult
- Category
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Vinculated
- Phone
More information
Civil Liability
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Mortgage Credit
2534337 - Hiscox, S.A. – Sucursal em Portugal
Valid from until -
Consumer Credit
2532468 - Hiscox, S.A. – Sucursal em Portugal
Valid from until
Lenders with a binding agreement
Conflict Resolution Centres
- CACRC – http://centrodearbitragemdecoimbra.com
- CACCL- www.centroarbitragemlisboa.pt
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.